Insurance for the innovators.
Relm crafts insurance solutions that give businesses in dynamic industries like Web3, AI, Alternative Medicine, Biotech and the Space Economy the protection to innovate and thrive.
Relm understands emerging industries like no one else. We use our sector experience and underwriting expertise to deliver best-in-class insurance products to innovative businesses worldwide.
Learning is embedded in our corporate culture. We invest in understanding the intricacies and dynamics of each industry ecosystem. Your industry is our inspiration.
We build underwriting solutions to provide the most efficient access to the most important coverages innovative companies need to scale their business.
At Relm, we deliver best-in-class insurance products worldwide. From our industry-specific insurance solutions to reinsurance and captive offerings, we provide comprehensive tailored protection globally.
We founded Relm to specifically address the lack of coverage for businesses in groundbreaking industries. Traditional insurance falls short for these innovators because it looks to the past to understand the risks.
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NetDiligence 2025: Key Takeaways for Brokers
At this year’s conference in San Diego, Relm’s Vice President of Cyber, Andrew Podgorny, joined a panel of industry …
Relm Insurance Launches Streamlined Coverage Suite for Fintechs
07/08/2025 - Relm Insurance (‘Relm’), the leading insurer for emerging and innovative industries, today announced th…
Relm Expands into Alternative Therapeutics with New Scientific Advisor
07/01/2025 - Relm Insurance (‘Relm’), the leading insurer for emerging and innovative industries, today announced th…
Risk Wrap 007: Insurance Hackers, the Perfect Cyber Storm, and a Huge BTC Treasury
Risk Wrap 006: AI in Casinos, THC Drinks, Fintech Fragility and the $3.3 Trillion Crypto Gap
Relm Insurance Achieves SOC 2 Type II Accreditation
06/19/2025 - This independent audit confirms that Relm has effective systems and controls in place to manage data secure…
Relm Risk Wrap 004: M&A Slowdown, Ransomware Surge, Cyber Extortion, CAT Bonds, and Web3 Breaches
06/13/2025 - Our fourth Risk Wrap, we distilled five stories that illustrate shifting market dynamics — from stalled b…
Risk Wrap: Cyber Gaps, Crypto Rules, and What Brokers Need to Watch
06/06/2025 - This edition of Relm’s Risk Wrap highlights developments in cyber and crypto regulation that could materi…
Relm Insurance Appoints Rob Thomas as Chief Information Security Officer
05/27/25 — Relm Insurance (Relm), the leading specialty insurance carrier supporting emerging and innovative industrie…
Trunk Island: A ‘Living Classroom’ For Conservation in Bermuda
05/16/2025 - To get further insight into how BZS is helping Trunk Island help others, we spoke to BZS project coordinato…
Keynote Address from Relm CEO, Joseph Ziolkowski, at 2025 Space Insurance Symposium
05/06/25 - "What if I told you that the biggest risk to the future of space exploration wasn't technological or geopolit…
Planet Math: Where Community-Driven Business Meets a Love of Numbers
04/23/2025 - Roughly a decade ago, in a small room tucked away in St. George’s, Planet Math began as a modest tutori…
Relm Insurance and Liva Insurance Obtain Central Bank Approval in the UAE for Web3 Insurance Solutions
04/14/2025 - Through this partnership Liva and Relm aim to cater to businesses in high-growth innovative sectors often n…
How BFIS Is Shaping Tomorrow’s Insurance Leaders
03/27/2025 - In the heart of Bermuda, the Bermuda Foundation for Insurance Studies (BFIS) has been quietly transforming …
Relm Insurance Introduces SIGMA: A Comprehensive Package Policy for Innovative Businesses
03/26/25 – Relm Insurance (“Relm”), a leading specialty insurance carrier for emerging industries, has launched SI…
Crypto Mining Insurance: What Every Crypto Miner Needs to Know
03/11/2025 - Crypto mining insurance can ensure your operations run smoother than ever. To help you understand why, we'v…
Relm Named Finalist in Cyber Insurance Awards USA 2025
02/26/2025 - This recognition highlights our commitment to innovation, resilience, and protecting businesses from evolvi…
Relm Insurance and Liva Group Empower Innovation and Entrepreneurship in Web3 and AI Through Strategic Insurance Partnership
02/26/2025 - Liva and Relm focus on businesses in high-growth innovative sectors often not covered by traditional insura…
Relm’s PONTAAI Solution: AI Insurance Coverage Beyond Existing Liability Programs
02/13/2025 - Many modern businesses harnessing AI are having trouble adapting systems to an ever-evolving landscape. Acc…
Relm Insurance MENA and ACX Compliance Publish Guidance for Crypto Firms Navigating VARA Regulations
02/10/2025 - ACX Compliance, the world’s first crypto compliance firm, and Relm Insurance — the leading specialty in…
Relm’s RESCAAI Solution: Innovative Insurance for AI-Exposed Operations
02/05/25 - In 2024, insurance brokers would be hard pressed to find clients who aren’t using a modicum of third-party …
Relm’s NOVAAI Solution: Insurance for AI Platforms and Developers
01/27/25 - AI cyber security stories have flooded the media since Artificial Intelligence became part of the broader pub…
Relm Addresses Growing Risk of Crypto Exchange Bankruptcy with Innovative FALTAWEB3 Product Launch
01/21/25 - Relm Insurance (‘Relm’), the leading specialty insurance carrier supporting emerging and innovative indus…
Redefining Risk: How AI is Changing Liability in the Digital World
01/20/25 - AI risk might not be the first thing that comes to mind when thinking of chat bots or ecommerce automations, …
Relm Insurance Launches AI Liability Solutions to Address Emerging Risks in the AI Ecosystem
01/14/25 - Relm Insurance (‘Relm’), the leading provider of innovative insurance solutions, is excited to announce t…
Relm Becomes First Specialty Insurer for Innovative Industries with 50-State MGA, Led by Industry Veteran Keith Lavigne
12/11/24 - Broader Footprint a Pivotal Step in Relm’s Mission to Provide Innovative Insurance in Cutting-Edge Markets.…
Relm Extends its NOVA Cyber Technology Coverage Beyond Web3 as Client Demand Drives Product Evolution
10/14/24 - Relm’s Successful NOVAWEB3 offering spurs broader roll-out
Relm Launches Industry First Bitcoin Denominated Insurance Policy for Bitcoin Miners
10/03/24 - Relm Insurance ("Relm"), a leading specialty insurance carrier supporting emerging and innovative sectors, to…
Frontier Global Underwriting and Relm Insurance Renew Binding Authority Agreement
09/16/24 - Frontier Global Underwriting (“Frontier”) and Relm Insurance (“Relm”) are pleased to announce the ren…
Relm Retains Space Economy Expert to Remain at Forefront of Emerging Sector
08/28/24 - Relm Insurance ("Relm"), a leading specialty insurance carrier supporting emerging and innovative industries,…
Relm Taps Web3 Cyber Security Leader CyVers for Comprehensive Suite of Security Measures
Relm Insurance today announced a venture with CyVers, a leading Web3 cybersecurity and threat insights provider, to deli…
Relm Insurance Expands into the MENA Region
Relm Insurance Ltd., proudly announces its foray into the MENA region through the acquisition of B&F Partners Ltd., now …
Relm Partners with SideChannel to Enhance Cybersecurity for Clients
Relm Insurance and SideChannel, a prominent provider of cybersecurity services and technology, are thrilled to announce …
Relm Insurance Launches Difference in Conditions Policy Offering
Side A DIC Responds to Industry Demand for Additional Layer of D&O Liability
Relm Insurance Launches Employment Practices Coverage to Fill Industry Void
Relm, a leading specialty insurance carrier supporting emerging and innovative industries, today unveiled its Comprehens…
Relm Insurance Launches Web3 Product Suite
Relm today announced the release of a novel product suite, providing tailored, end-to-end insurance coverage for clients…
Chris Sinkey, Web3, Tech Executive Joins Relm Insurance as COO
Relm Insurance today announced that Chris Sinkey has joined as Chief Operating Officer, a newly created role.
Colin James joins Relm as CFO
Bermudian-headquartered Relm Insurance Ltd has appointed Colin James as chief financial officer.
Home-grown team drives specialty insurer Relm
Insurance boss Joseph Ziolkowski had previously founded two Bahamas-based insurance companies, but when it came time to …
Insuring Innovation: Joe Ziolkowski on the Native Assets Podcast
Our CEO Joseph Ziolkowski joins the latest episode of the Native Assets podcast, made possible by Native Assets, a digit…
Creative Insurance for Cutting Edge Industries: Joseph Ziolkowski on the Smart Economy Podcast
In this illuminating episode of the Smart Economy Podcast, our CEO Joseph Ziolkowski offers his unique perspective on th…
First Mover Asia: Bitcoin Holds Near $25K as Investors Remain Upbeat About Inflation Data, Fed Rate
The largest cryptocurrency by market capitalization was recently trading at $24,936, up about 2% over the past 24 hours.…
Relm Insurance Announces Strategic Partnership with Cyber Risk Management Firm NetDiligence®
BERMUDA--(BUSINESS WIRE)--Relm Insurance Ltd. (Relm), a specialty insurance carrier serving innovative industries, today…
Have bitcoin and ether finally turned a corner?
Check out the full article and hear what our CEO Joe had to say on the matter.
Relm Insurance Announces Fronting Partnership with Trisura Specialty Insurance Company
HAMILTON, Bermuda--(BUSINESS WIRE)--Specialty insurer Relm Insurance Ltd. (“Relm”) today announces an expansion of i…
The 1st Annual ABIC Community Engagement Award
The Bermudian is proud to partner with the Association of Bermuda International Companies in presenting the inaugural A…
Understanding RELM’s Class IIGB License
Domiciled in Bermuda, Relm Insurance Ltd. is regulated by the Bermuda Monetary Authority (BMA), which has demonstrated a…
A Message from Our CEO
Relm is committed to the digital asset space; not just by issuing policies and collecting premiums but also by paying le…
Relm Insurance announces strategic partnership with CyberCube
Hamilton, Bermuda, November 21, 2022 – Relm Insurance Ltd. (Relm), a market-leading specialty insurance carrier servi…
Relm Insurance honored as an “Innovative Trailblazer” at Bermuda Tech Summit
HAMILTON, BERM – October 26, 2022 – Relm Insurance, a specialty insurer serving emerging industries, received the h…
Innovating Captive Insurance
According to Swiss Re, total premiums written worldwide totalled to 6.3 trillion USD in 2019. In 2000, that number was 2…
Regulatory uncertainty the ‘biggest challenge’ for cryptocurrency insurers
The lack of a clear legal framework surrounding digital assets such as cryptocurrencies, security token offerings and …
Insurers look to capitalise on rise in cryptocurrency adoption
The emerging insurance market for cryptocurrencies is still very small in terms of premium income but with that most irr…
Here’s A Wake Up Call for Insurers: Seek Opportunities Presented By Cryptocurrencies Today
Insurers Need to Wake up and Seek Opportunities Presented by Cryptocurrencies
Relm extends APAC footprint with Frontier partnership
22, June 2022, Frontier Global Underwriting, a specialist financial lines MGA and Lloyd’s of London coverholder, today…
Relm Bolsters Leadership Team With Addition Of SVP Donavan Burgess
Relm Insurance Ltd. has appointed Donavan Burgess to Senior Vice President – Digital Assets, Cyber and Professional Li…
Relm CEO Featured in Wall Street Journal
Relm Insurance CEO, Joseph Ziolkowski, recently was featured in a Wall Street Journal article titled “Insurance Provid…
Leading Global Crypto Insurer Announces Launch of New Crypto-Collateralized Reinsurance Business
Bitcoin Miami, 6th April 2022: Relm, the world’s leading insurance provider to the crypto sector and the first and onl…
Relm launches insurance solutions for cryptocurrency and cannabis businesses
Relm will service the insurance needs of business sectors which are new to the economy but are likely to become signific…
Relm Insurance, Deltec, Delchain and talk ‘Future of Banking’ at FOE Miami Experience
Relm Insurance Ltd, Deltec International Group, along with Delchain Limited were proud sponsors at the FOE Miami l Refr…
Insurance Post Analysis: How are insurers responding to the rise of cryptocurrencies?
A recent report from Deutsche Bank predicted that cryptocurrency adoption will hit 200 million users by 2030.
Insurance Day Viewpoint: Insurance Has A Critical Role In the Development of the Crypto-Currency Sector
Digital assets businesses such as cryptocurrency custodians, exchanges and other digital asset services providers are at…
