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Clean Miami Beach: From Small Steps to Big Impact
What began as two strangers picking up plastic on a Tuesday evening has grown into one of Miami’s most determined gras…
Risk Wrap 021: AI Concerns, Deceptive Pharma Ads, Crypto Theft Tactics, AML in Gambling, Surging Ozempic Claims & New NY Cyber Rules
From AI-driven compliance risks to mounting pharmaceutical litigation, this edition of Risk Wrap highlights five global …
Risk Wrap 020: Crypto ATM Fraud, New Italian AI Law, Biotech Lawsuits and Fraud, and South African Cannabis Market
This edition of Relm’s Risk Wrap highlights six global risks reshaping liability and coverage. How useful was this pos…
Risk Wrap 019: Smart Contract Hiccups, UK Space Bill, Looming Cyber Exposure, and Cannabis Risks
From so-called ‘dirty’ crypto to cannabis compliance costs, this week’s Risk Wrap explores six emerging ri…
Edge of Hot Topics – What AI Can Learn from Bitcoin Mining Strategies with Christian Davies
Edge of Hot Topics featuring Christian Davies, Global Head of Distribution and Innovation at Relm How useful was this po…
US AI Action Plan vs. EU AI Act: Competing Approaches to Global Leadership Insurance Journal Podcast with Claire Davey
On this episode of The Insuring Cyber Podcast, host Elizabeth Blosfield speaks with Claire Davey, Senior Vice President …
Risk Wrap 018: Cannabis Black Market, AI Hallucinations, Satellite Collisions, Cybercrime in Africa, Crypto Loss, Penalties for Lottery Provider
From black market cannabis to catastrophic satellite collisions, this edition of Relm’s Risk Wrap uncovers seven globa…
Changing Risks, Limited Coverage: What Cannabis Businesses Need From Insurers
Interest and investment in the cannabis industry is at an all-time high — and growing. The global market is estimated …
Keeping Bermuda Beautiful: Beyond the Railway Trail
For over 60 years, Keep Bermuda Beautiful (KBB) has been a quiet but determined presence in the fight against litter. Fo…
Risk Wrap 017: Biotech Patent Cliff, AI Autonomy, Crypto Fraud & Global Compliance Shifts
From biotech challenges to crypto fraud, this edition of Relm’s Risk Wrap explores six risks that are reshaping liabil…
Risk Recap: BtcTurk Crypto-exchange
The biggest and longstanding Turkish crypto exchange, BtcTurk, experienced an estimated $48 million in unauthorized outf…
Edge of Hot Topics – Insurance Industry’s Response to AI with Claire Davey
Hot Topics on the Edge of Show featuring Claire Davey, Head of Product Innovation & Emerging Risk at Relm How useful…
Cyber Risk in the Space Economy
Global reliance on digital infrastructure is intensifying. The financial damage inflicted by cyberattacks is surging. An…
Risks, Regulations and Rewards: A Guide for Space Economy Innovators
The new space economy is here and it’s growing fast. In fact, it’s outpacing regulation. Governments around the worl…
Why Traditional Insurance Isn’t Built for the Space Economy
The space economy is expanding quickly. Private launch vehicles, nanosat constellations, and deployments in low-Earth or…
Risk Wrap 016: Open Banking Stifled, Cannabis Poisoning, AI-Driven Cyber Crime, Gambling Penalties, Biotech Risks, and Developer Liability
From child cannabis poisonings to AI-powered cyber heists, this edition of Relm’s Risk Wrap explores six risks that ar…
Exploring the Future of Crypto Insurance: Relm CEO Joseph Ziolkowski on CNBC
At the recent Fintech Summit in Dubai, Relm CEO Joseph Ziolkowski sat down with CNBC Arabia to discuss one of the most p…
Satellite Insurance – What Innovators and Startups Need to Know
The satellite insurance market is developing, but not all policies are built for modern commercial needs. Newer models, …
From Prohibition to Medical to Adult Use: Lessons from Legislation in the Americas
As cannabis legislation continues to develop across the Americas, valuable lessons are emerging for other regions consid…
Risk Wrap 015: Crypto Theft, AI-Washing, Cannabis Compliance, Tokenized Stock Risks, N26 Founder Exit, and Gen AI Risks
From crypto theft to the risks of tokenizing stocks, this edition of Relm’s Risk Wrap explores six risks reshaping lia…
Risk Wrap 014: New Executive Order, Cannabis Reclassification, IP Risk in AI, Project Crypto, FinCEN Warning, and EU Life Sciences Strategy
From new IP infringement lawsuits to biotech regulation changes, this edition of Relm’s Risk Wrap examines six high-im…
Overcoming Legal, Financial and Political Barriers to Unlock Global Cannabis Reform: Insights from GCRS 2025
Outdated laws, banking barriers, and inconsistent standards still limit cannabis market growth and patient access. At GC…
Risk Wrap 013: AI Misuse, Stablecoin Regulation, Hemp THC Ban, and Growing ML and TF Risk in the EU
New vulnerabilities are emerging due to increased digitization and regulatory changes.
Cannabis as Medicine in the Americas: 3 Takeaways from GCRS 2025
Fragmentation is stalling progress, over-regulation is hampering impact, and only through collaboration and pragmatism c…
Building a Mature Adult-Use Cannabis Market: Three Priorities for Reform
A global look at what’s needed to build a mature adult-use cannabis market—coherent policy, inclusive participation,…
Crypto Week 2025: The United States Redraws the Crypto Rulebook
Last week marked a turning point in US crypto policy. In the span of five days, Congress advanced the most comprehensive…
Relm Risk Wrap 011: New Liabilities in AI, Aviation’s Emerging Risks and Cyber Warfare
From sweeping EU AI regulation to state-backed cyberattacks and sector-specific coverage gaps, this edition of Relm’s …
Risk Wrap 012: Regulation Takes Flight, Space, Psychedelics, and Defence Tech
From dual-use defense tech to fast-tracked psychedelics and regulatory overhauls across space and finance, this edition …
Edge of Hot Topics – FinTech Risk and Innovation with Claire Davey
Edge of Hot Topics featuring Claire Davey, Head of Product Innovation & Emerging Risk at Relm.
The Future of US Cannabis Policy: Insights from the Global Cannabis Regulatory Summit 2025
While the global cannabis landscape evolves rapidly, the US remains in regulatory limbo, in this article we explore expe…
Risk Wrap 010: Six Signals Reshaping Risk, Compliance, and Innovation
From silent failures in AI infrastructure to regulatory bottlenecks in FinTech and healthcare, this edition of Relm’s …
Relm Risk Wrap 009: AI Gaps, Orbital Chaos, and the Rise of THC Liability
Catch up on six emerging risks reshaping the insurance landscape, spanning everything from AI regulation gridlock and or…
Global Cannabis Regulatory Frameworks: Key Learnings from GCRS 2025
At the recent Global Cannabis Regulatory Summit 2025, experts and regulators gathered to share insights on this transfor…
How Relm’s OMEGAFINTECH Combats Fragmentation in Fintech Insurance Coverage
Fast-scaling fintechs are complex — but when it comes to insurance, their coverage often lags behind. In many cases, …
NOVAFINTECH: Insurance Designed for the Companies Powering Fintech
Not every company shaping fintech delivers financial services. Many of the most critical players operate behind the scen…
Risk Wrap 008: Unauthorized Tokens, BaaS Reckoning, and AI-Aware Cyber Defenses
Catch up on the four emerging risks with implications for brokers and underwriters, spanning everything from unauthorize…
NetDiligence 2025: Key Takeaways for Brokers
At this year’s conference in San Diego, Relm’s Vice President of Cyber, Andrew Podgorny, joined a panel of industry …
Relm Insurance Launches Streamlined Coverage Suite for Fintechs
07/08/2025 - Relm Insurance (‘Relm’), the leading insurer for emerging and innovative industries, today announced th…
Relm Expands into Alternative Therapeutics with New Scientific Advisor
07/01/2025 - Relm Insurance (‘Relm’), the leading insurer for emerging and innovative industries, today announced th…
Risk Wrap 007: Insurance Hackers, the Perfect Cyber Storm, and a Huge BTC Treasury
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Risk Wrap 006: AI in Casinos, THC Drinks, Fintech Fragility and the $3.3 Trillion Crypto Gap
Relm Insurance Achieves SOC 2 Type II Accreditation
06/19/2025 - This independent audit confirms that Relm has effective systems and controls in place to manage data secure…
Relm Risk Wrap 004: M&A Slowdown, Ransomware Surge, Cyber Extortion, CAT Bonds, and Web3 Breaches
06/13/2025 - Our fourth Risk Wrap, we distilled five stories that illustrate shifting market dynamics — from stalled b…
Risk Wrap: Cyber Gaps, Crypto Rules, and What Brokers Need to Watch
06/06/2025 - This edition of Relm’s Risk Wrap highlights developments in cyber and crypto regulation that could materi…
Relm Insurance Appoints Rob Thomas as Chief Information Security Officer
05/27/25 — Relm Insurance (Relm), the leading specialty insurance carrier supporting emerging and innovative industrie…
Trunk Island: A ‘Living Classroom’ For Conservation in Bermuda
05/16/2025 - To get further insight into how BZS is helping Trunk Island help others, we spoke to BZS project coordinato…
Keynote Address from Relm CEO, Joseph Ziolkowski, at 2025 Space Insurance Symposium
05/06/25 - "What if I told you that the biggest risk to the future of space exploration wasn't technological or geopolit…
Planet Math: Where Community-Driven Business Meets a Love of Numbers
04/23/2025 - Roughly a decade ago, in a small room tucked away in St. George’s, Planet Math began as a modest tutori…
Relm Insurance and Liva Insurance Obtain Central Bank Approval in the UAE for Web3 Insurance Solutions
04/14/2025 - Through this partnership Liva and Relm aim to cater to businesses in high-growth innovative sectors often n…
How BFIS Is Shaping Tomorrow’s Insurance Leaders
03/27/2025 - In the heart of Bermuda, the Bermuda Foundation for Insurance Studies (BFIS) has been quietly transforming …
Relm Insurance Introduces SIGMA: A Comprehensive Package Policy for Innovative Businesses
03/26/25 – Relm Insurance ('Relm'), a leading specialty insurance carrier for emerging industries, has launched SIGMA,…
What Every Crypto Miner Needs to Know — Insurance Insights
03/11/2025 - How do you get your mining operations running smoother than ever? We’ve got you covered. Here are some to…
Relm Named Finalist in Cyber Insurance Awards USA 2025
02/26/2025 - This recognition highlights our commitment to innovation, resilience, and protecting businesses from evolvi…
Relm Insurance and Liva Group Empower Innovation and Entrepreneurship in Web3 and AI Through Strategic Insurance Partnership
02/26/2025 - Liva and Relm focus on businesses in high-growth innovative sectors often not covered by traditional insura…
Relm’s PONTAAI Solution: AI Insurance Coverage Beyond Existing Liability Programs
02/13/2025 - Many modern businesses harnessing AI are having trouble adapting systems to an ever-evolving landscape. Acc…
Relm Insurance MENA and ACX Compliance Publish Guidance for Crypto Firms Navigating VARA Regulations
02/10/2025 - ACX Compliance, the world’s first crypto compliance firm, and Relm Insurance — the leading specialty in…
Relm’s RESCAAI Solution: Innovative Insurance for AI-Exposed Operations
02/05/25 - In 2024, insurance brokers would be hard pressed to find clients who aren’t using a modicum of third-party …
Relm’s NOVAAI Solution: Insurance for AI Platforms and Developers
01/27/25 - AI cyber security stories have flooded the media since Artificial Intelligence became part of the broader pub…
Relm Addresses Growing Risk of Crypto Exchange Bankruptcy with Innovative FALTAWEB3 Product Launch
01/21/25 - Relm Insurance (‘Relm’), the leading specialty insurance carrier supporting emerging and innovative indus…
Redefining Risk: How AI is Changing Liability in the Digital World
01/20/25 - AI risk might not be the first thing that comes to mind when thinking of chat bots or ecommerce automations, …
Relm Insurance Launches AI Liability Solutions to Address Emerging Risks in the AI Ecosystem
01/14/25 - Relm Insurance (‘Relm’), the leading provider of innovative insurance solutions, is excited to announce t…
Relm Becomes First Specialty Insurer for Innovative Industries with 50-State MGA, Led by Industry Veteran Keith Lavigne
12/11/24 - Broader Footprint a Pivotal Step in Relm’s Mission to Provide Innovative Insurance in Cutting-Edge Markets.…
Relm Extends its NOVA Cyber Technology Coverage Beyond Web3 as Client Demand Drives Product Evolution
10/14/24 - Relm’s Successful NOVAWEB3 offering spurs broader roll-out
Relm Launches Industry First Bitcoin Denominated Insurance Policy for Bitcoin Miners
10/03/24 - Relm Insurance ("Relm"), a leading specialty insurance carrier supporting emerging and innovative sectors, to…
Frontier Global Underwriting and Relm Insurance Renew Binding Authority Agreement
09/16/24 - Frontier Global Underwriting (“Frontier”) and Relm Insurance (“Relm”) are pleased to announce the ren…
Relm Retains Space Economy Expert to Remain at Forefront of Emerging Sector
08/28/24 - Relm Insurance ("Relm"), a leading specialty insurance carrier supporting emerging and innovative industries,…
Relm Taps Web3 Cyber Security Leader CyVers for Comprehensive Suite of Security Measures
Relm Insurance today announced a venture with CyVers, a leading Web3 cybersecurity and threat insights provider, to deli…
Relm Insurance Expands into the MENA Region
Relm Insurance Ltd., proudly announces its foray into the MENA region through the acquisition of B&F Partners Ltd., now …
Relm Partners with SideChannel to Enhance Cybersecurity for Clients
Relm Insurance and SideChannel, a prominent provider of cybersecurity services and technology, are thrilled to announce …
Relm Insurance Launches Difference in Conditions Policy Offering
Side A DIC Responds to Industry Demand for Additional Layer of D&O Liability
Relm Insurance Launches Employment Practices Coverage to Fill Industry Void
Relm, a leading specialty insurance carrier supporting emerging and innovative industries, today unveiled its Comprehens…
Relm Insurance Launches Web3 Product Suite
Relm today announced the release of a novel product suite, providing tailored, end-to-end insurance coverage for clients…
Chris Sinkey, Web3, Tech Executive Joins Relm Insurance as COO
Relm Insurance today announced that Chris Sinkey has joined as Chief Operating Officer, a newly created role.
Colin James joins Relm as CFO
Bermudian-headquartered Relm Insurance Ltd has appointed Colin James as chief financial officer.
Home-grown team drives specialty insurer Relm
Insurance boss Joseph Ziolkowski had previously founded two Bahamas-based insurance companies, but when it came time to …
Insuring Innovation: Joe Ziolkowski on the Native Assets Podcast
Our CEO Joseph Ziolkowski joins the latest episode of the Native Assets podcast, made possible by Native Assets, a digit…
Creative Insurance for Cutting Edge Industries: Joseph Ziolkowski on the Smart Economy Podcast
In this illuminating episode of the Smart Economy Podcast, our CEO Joseph Ziolkowski offers his unique perspective on th…
First Mover Asia: Bitcoin Holds Near $25K as Investors Remain Upbeat About Inflation Data, Fed Rate
The largest cryptocurrency by market capitalization was recently trading at $24,936, up about 2% over the past 24 hours.…
Relm Insurance Announces Strategic Partnership with Cyber Risk Management Firm NetDiligence®
BERMUDA--(BUSINESS WIRE)--Relm Insurance Ltd. (Relm), a specialty insurance carrier serving innovative industries, today…
Have bitcoin and ether finally turned a corner?
Check out the full article and hear what our CEO Joe had to say on the matter.
Relm Insurance Announces Fronting Partnership with Trisura Specialty Insurance Company
HAMILTON, Bermuda--(BUSINESS WIRE)--Specialty insurer Relm Insurance Ltd. (“Relm”) today announces an expansion of i…
The 1st Annual ABIC Community Engagement Award
The Bermudian is proud to partner with the Association of Bermuda International Companies in presenting the inaugural A…
Understanding RELM’s Class IIGB License
Domiciled in Bermuda, Relm Insurance Ltd. is regulated by the Bermuda Monetary Authority (BMA), which has demonstrated a…
A Message from Our CEO
Relm is committed to the digital asset space; not just by issuing policies and collecting premiums but also by paying le…
Relm Insurance announces strategic partnership with CyberCube
Hamilton, Bermuda, November 21, 2022 – Relm Insurance Ltd. (Relm), a market-leading specialty insurance carrier servi…
Relm Insurance honored as an “Innovative Trailblazer” at Bermuda Tech Summit
HAMILTON, BERM – October 26, 2022 – Relm Insurance, a specialty insurer serving emerging industries, received the h…
Innovating Captive Insurance
According to Swiss Re, total premiums written worldwide totalled to 6.3 trillion USD in 2019. In 2000, that number was 2…
Regulatory uncertainty the ‘biggest challenge’ for cryptocurrency insurers
The lack of a clear legal framework surrounding digital assets such as cryptocurrencies, security token offerings and …
Insurers look to capitalise on rise in cryptocurrency adoption
The emerging insurance market for cryptocurrencies is still very small in terms of premium income but with that most irr…
Here’s A Wake Up Call for Insurers: Seek Opportunities Presented By Cryptocurrencies Today
Insurers Need to Wake up and Seek Opportunities Presented by Cryptocurrencies
Relm extends APAC footprint with Frontier partnership
22, June 2022, Frontier Global Underwriting, a specialist financial lines MGA and Lloyd’s of London coverholder, today…
Relm Bolsters Leadership Team With Addition Of SVP Donavan Burgess
Relm Insurance Ltd. has appointed Donavan Burgess to Senior Vice President – Digital Assets, Cyber and Professional Li…
Relm CEO Featured in Wall Street Journal
Relm Insurance CEO, Joseph Ziolkowski, recently was featured in a Wall Street Journal article titled “Insurance Provid…
Leading Global Crypto Insurer Announces Launch of New Crypto-Collateralized Reinsurance Business
Bitcoin Miami, 6th April 2022: Relm, the world’s leading insurance provider to the crypto sector and the first and onl…
Relm launches insurance solutions for cryptocurrency and cannabis businesses
Relm will service the insurance needs of business sectors which are new to the economy but are likely to become signific…
Relm Insurance, Deltec, Delchain and talk ‘Future of Banking’ at FOE Miami Experience
Relm Insurance Ltd, Deltec International Group, along with Delchain Limited were proud sponsors at the FOE Miami l Refr…
Insurance Post Analysis: How are insurers responding to the rise of cryptocurrencies?
A recent report from Deutsche Bank predicted that cryptocurrency adoption will hit 200 million users by 2030.
Insurance Day Viewpoint: Insurance Has A Critical Role In the Development of the Crypto-Currency Sector
Digital assets businesses such as cryptocurrency custodians, exchanges and other digital asset services providers are at…
