Take your career to a new Relm

WHO WE ARE:

Domiciled in Bermuda, with offices in London, Miami, New York and Dubai, Relm Insurance Ltd. (“Relm”) is the first IIGB (Innovative Insurer General Business) insurer regulated by the Bermuda Monetary Authority (“BMA”). Since inception, Relm has remained focus on its Vision of “Making Innovation Resilient” by providing insurance to companies pioneering new horizons in technology in more than 35 countries around the world.  Relm’s dynamic global team has executed market-leading insurance solutions for companies operating in web3, AI, financial technology, biotech and other important emerging sectors.

WHAT WE ARE LOOKING FOR:

At Relm Insurance Ltd, our Mission is “To contribute to the building of the future by creating solutions for complex risks in innovative markets.”  As part of our journey to lead the market in emerging sectors, we are looking for an experienced Senior Underwriter, Cyber and Tech E&O to join our dynamic team.

At Relm, we believe in fostering a diverse and inclusive culture, where everyone is empowered to bring their unique perspectives and ideas. Our core values of Accountability, Collaboration, Curiosity & Creativity, and Courage & Optimism are central to who we are, and we strive to bring these values to life every day.

At all times this individual must embody Relm’s Core Values of Accountability, Collaboration, Curiosity & Creativity, and Courage & Optimism and continually reinforce the importance of these values with all team members.  

WHAT YOU WILL DO:

• Underwrite, price, and negotiate complex and emerging Technology and Cyber risks in a manner that is consistent with Relm’s risk appetite to ensure profitability, retention, and written premium goals are achieved
• Negotiate, prepare, and draft policy and endorsement wording
• Create and develop relationships with brokers and policyholders to establish new distribution relationships and sales channels
• Attend and occasionally present at industry conferences, as needed and as the opportunity presents itself
• Collaborate with colleagues to achieve company goals and drive cross-sell opportunities
• Assist with strategic underwriting planning by developing and maintaining suitable management information to effectively evaluate the portfolio
• Maintain compliance with all internal and external underwriting and regulatory guidelines, standards, and legal requirements
• Engage in ad-hoc projects and tasks as assigned to contribute to the continuous improvement and growth of Relm

WHO WE ARE

Domiciled in Bermuda, with offices in London, Miami, New York and Dubai, Relm Insurance Ltd. (“Relm”) is the first IIGB (Innovative Insurer General Business) insurer regulated by the Bermuda Monetary Authority (“BMA”). Since inception, Relm has remained focus on its Vision of “Making Innovation Resilient” by providing insurance to companies pioneering new horizons in technology in more than 35 countries around the world.  Relm’s dynamic global team has executed market-leading insurance solutions for companies operating in web3, AI, financial technology, biotech and other important emerging sectors.

WHAT WE ARE LOOKING FOR

At Relm Insurance Ltd, our Mission is “To contribute to the building of the future by creating solutions for complex risks in innovative markets.” As part of our journey to lead the market in emerging sectors, we are looking for an experienced Senior Underwriter, Financial Lines  to join our dynamic team.

At Relm, we believe in fostering a diverse and inclusive culture, where everyone is empowered to bring their unique perspectives and ideas. Our core values of Accountability, Collaboration, Curiosity & Creativity, and Courage & Optimism are central to who we are, and we strive to bring these values to life every day.

WHO WE ARE LOOKING FOR

As the Senior Underwriter, Financial Lines, you will play a critical role in our Financial Lines underwriting team. You will be responsible for evaluating and underwriting complex risks within the financial sector, including Directors and Officers (D&O) liability, Professional Liability (E&O), Cyber Liability, and Employment Practices Liability (EPL). Your strategic insight, underwriting expertise, and leadership skills will drive profitable growth and ensure the delivery of exceptional service to our clients.

WHAT YOU WILL DO

• Evaluate and underwrite complex risks within the financial sector, including D&O liability, E&O liability, Cyber Liability, and EPL.
• Conduct thorough risk assessments and analysis to determine appropriate coverage and pricing strategies.
• Review and analyze underwriting data, market trends, and industry developments to identify emerging risks and opportunities.
• Build and maintain strong relationships with clients, brokers, and industry partners.
• Collaborate with the sales and marketing teams to develop and execute effective client engagement strategies.
• Provide expert advice and solutions to clients, addressing their unique insurance needs and requirements.
• Manage and optimize the Financial Lines underwriting portfolio, ensuring a balanced and profitable book of business.
• Monitor portfolio performance and trends, making recommendations for portfolio adjustments as needed.
• Implement risk mitigation strategies and loss prevention measures to minimize exposure and maximize profitability.

WHO WE ARE

Domiciled in Bermuda, with offices in London, Miami, New York and Dubai, Relm Insurance Ltd. (“Relm”) is the first IIGB (Innovative Insurer General Business) insurer regulated by the Bermuda Monetary Authority (“BMA”). Since inception, Relm has remained focus on its Vision of “Making Innovation Resilient” by providing insurance to companies pioneering new horizons in technology in more than 35 countries around the world.  Relm’s dynamic global team has executed market-leading insurance solutions for companies operating in web3, AI, financial technology, biotech and other important emerging sectors.

WHAT WE ARE LOOKING FOR

At Relm Insurance Ltd, our Mission is “To contribute to the building of the future by creating solutions for complex risks in innovative markets.” As part of our journey to lead the market in emerging sectors, we are looking for an experienced Senior Underwriter, Financial Lines  to join our dynamic team.

At Relm, we believe in fostering a diverse and inclusive culture, where everyone is empowered to bring their unique perspectives and ideas. Our core values of Accountability, Collaboration, Curiosity & Creativity, and Courage & Optimism are central to who we are, and we strive to bring these values to life every day.

WHO ARE ARE LOOKING FOR:

As the Underwriter, Financial Lines and Pro, you will play a critical role in our Financial Lines underwriting team. You will be responsible for evaluating and underwriting complex risks within the financial sector, including Directors and Officers (D&O) liability, Professional Liability (E&O), Cyber Liability, and Employment Practices Liability (EPL). Your strategic insight, underwriting expertise, and leadership skills will drive profitable growth and ensure the delivery of exceptional service to our clients.

WHAT WILL YOU DO:

• Source, underwrite, price, and negotiate Financial Lines accounts (D&O, EPL, Fiduciary, etc.) in alignment with our strategy and risk appetite to achieve profitability, retention, and premium targets.
• Analyze and evaluate risks using discretion and independent judgment to deliver optimal underwriting outcomes.
• Negotiate and draft policy and endorsement wordings as needed.
• Cultivate and maintain strong relationships with brokers and policyholders.
• Stay ahead of industry trends by actively participating in market discussions, conferences, and roundtables.
• Promote Relm’s value proposition and product offerings to brokers and clients.
• Collaborate with colleagues to drive cross-selling opportunities and contribute to shared objectives.
• Enhance underwriting processes through efficiency improvements, leveraging data and technology.
• Ensure compliance with internal and external underwriting guidelines and legal requirements.
• Support special projects and take on additional responsibilities as needed.

The Reinsurance Actuary will be responsible for supporting the Reinsurance team with Relm’s Inwards and Outwards Reinsurance strategies, as well as providing support for Relm’s alternative reinsurance strategies.

This role will require a solution-oriented individual who approaches problems not just analytically, but also creatively and enthusiastically. Relm is a growing organisation that relies on collaboration across our different departments and functions, the ideal candidate must be comfortable interacting effectively with other departments in a professional and efficient manner.

WHAT YOU WILL DO

• Reinsurance pricing analysis of individual new and renewal Inwards Reinsurance Accounts
• Engage with reinsurance broker partners on new and renewal business submissions
• Monitor individual performance of existing bound Inwards transactions quarterly
• Profitability analysis and monitoring of whole Relm Re Inwards portfolio (AvE, portfolio management modelling, etc.)
• Support the build-out of reporting MI tools to deliver accurate and timely Inwards portfolio data and analytics to internal and external partners (management, board, reinsurers)
• Effectively communicate complex analytics in a digestible format to internal stakeholders
• Work with senior members of the team to identify the most optimal use of RELM reinsurance capacity, deployed via treaty and facultative opportunities; fronted business, program business, traditional cedants and captives; commutations/novations and loss portfolio transfers
• Participate in new product development initiatives, alternative reinsurance solutions

OUTWARDS

The Reinsurance Actuary will contribute to Relm’s Outwards strategy across all insurance lines (both on new and renewal ceded reinsurance treaties, and facultative placements).

In this role you will:

• Support data preparation and analysis for Relm’s reinsurance submission
• Perform statistical optimization analysis on Relm’s Insurance portfolio, ensuring our reinsurance strategy (and alternative risk transfer solutions) support the overall business strategy and goals
• Facilitate or participate in quantitative actuarial profitability and impact analyses, across all lines of business
• Develop an understanding of catastrophe modelling concepts (to the extent applicable for Relm’s portfolio)
• Assist in maintaining updated contract documentation and reinsurance bordereaux for external partners and distribute appropriately

GENERAL

• Remain current with insurance product/line of business changes and reinsurance industry trends
• Understand and monitor (re)insurance market trends, risk landscape and regulatory developments that may affect business and pricing
• Understand and monitor key opportunities for Relm as an IIGB licence holder and how the use of digital assets can create new opportunities (pricing of new products, alternative reinsurance structures, collateralized reinsurance backed by digital assets)
• All other duties as required

WHO WE ARE

Domiciled in Bermuda, with offices in London, Miami, New York and Dubai, Relm Insurance Ltd. (“Relm”) is the first IIGB (Innovative Insurer General Business) insurer regulated by the Bermuda Monetary Authority (“BMA”). Since inception, Relm has remained focus on its Vision of “Making Innovation Resilient” by providing insurance to companies pioneering new horizons in technology in more than 35 countries around the world.  Relm’s dynamic global team has executed market-leading insurance solutions for companies operating in web3, AI, financial technology, biotech and other important emerging sectors.

WHAT WE ARE LOOKING FOR

At Relm Insurance Ltd, our Mission is “To contribute to the building of the future by creating solutions for complex risks in innovative markets.”  As part of our journey to lead the market in emerging sectors, we are looking for a Certified Public Accountant to join our dynamic team.

At Relm, we believe in fostering a diverse and inclusive culture, where everyone is empowered to bring their unique perspectives and ideas. Our core values of Accountability, Collaboration, Curiosity & Creativity, and Courage & Optimism are central to who we are, and we strive to bring these values to life every day.

At all times this individual must embody Relm’s Core Values of Accountability, Collaboration, Curiosity & Creativity, and Courage & Optimism and continually reinforce the importance of these values with all team members.  

WHAT YOU WILL DO:

• Serve as the main point of contact for clients utilizing captive insurance solutions.
• Develop and maintain strong relationships with clients, understanding their needs and providing tailored insurance solutions.
• Facilitate regular communication with clients, including providing updates on captive performance, regulatory compliance, and strategic opportunities.
• Support clients in evaluating their risk management strategies and identifying ways the captive can enhance their overall risk management program.
• Oversee the day-to-day operations of captives, including underwriting, claims management, and financial reporting.
• Coordinate with internal and external stakeholders to ensure timely and accurate completion of financial statements, regulatory filings, and other compliance requirements.
• Collaborate with actuaries, auditors, tax advisors, and legal counsel to ensure captives operate within all applicable regulations and best practices.
• Develop annual business plans and budgets for captive entities, ensuring alignment with client and company objectives.
• Ongoing review, update, development and implementation of policies and procedures to ensure the organization remains compliant with local regulatory requirements and industry best practices  governing captives, including financial reporting, solvency requirements, and corporate governance.
• Develop periodic management metrics/reports including key risk indicators (KRIs) and key performance indicators to identify, mitigate and escalate risks, deficiencies and potential breaches.
• Ensure that appropriate due diligence documentation is obtained and any required sanctions screening is performed prior to execution of agreement.
• Collaborate with Product development team to review and ensure that captive solutions offered align with BMA license conditions.
• Monitor incoming transfers and payments requests within captive cells to identify any transactions requiring escalation to Compliance. 
• Collaborate with the business development team to promote captive insurance solutions to prospective clients.
• Provide insights and recommendations on captive formation, feasibility studies, and structuring options based on client needs and risk profiles.
• Identify opportunities to enhance the captive’s value proposition, including exploring reinsurance options, multi-line or multi-year structures, or portfolio diversification.
• Monitor the financial performance of captives, ensuring profitability, adequate reserving, and capital adequacy.
• Oversee premium collection, claims payments, and investment activities within the captive structure.
• Provide regular reports and analysis to clients and internal stakeholders regarding financial results and trends.
• Collaborate with the Finance team to provide required information to ensure timely and accurate periodic financial reporting and annual audited financial statements.

WHO WE ARE

Domiciled in Bermuda, with offices in London, Miami, New York and Dubai, Relm Insurance Ltd. (“Relm”) is the first IIGB (Innovative Insurer General Business) insurer regulated by the Bermuda Monetary Authority (“BMA”). Since inception, Relm has remained focused on its Vision of “Making Innovation Resilient” by providing insurance to companies pioneering new technology frontiers in over 35 countries around the world.  Relm’s dynamic global team has executed market-leading insurance solutions for companies operating in web3, AI, financial technology, biotech and other important emerging sectors.

WHAT WE ARE LOOKING FOR

At Relm Insurance Ltd, our Mission is “To contribute to the building of the future by creating solutions for complex risks in innovative markets.”  As we continue leading the way in emerging industries, we’re looking for a C to join our team and play a key role in this mission.

At Relm, we believe in fostering a diverse and inclusive culture, where everyone is empowered to bring their unique perspectives and ideas. Our core values of Accountability, Collaboration, Curiosity & Creativity, and Courage & Optimism are central to who we are, and we strive to bring these values to life every day.

We bring these values to life every day — whether by collaborating on innovative solutions, tackling challenges with optimism, or pushing boundaries with creativity and courage.

WHAT YOU WILL DO:

Manage High-Exposure and Complex Claims: 

• Handle claims across Financial Lines (D&O, E&O, Cyber, Crime, Tech Liability) with high financial impact, ensuring efficient resolution while mitigating company exposure. 

Conduct Coverage Analysis: 

• Review and interpret policy language, assess coverage applicability, and provide coverage determinations in alignment with legal and regulatory requirements. 

Litigation and Dispute Management: 

• Oversee litigation strategies, work closely with external defense counsel, and participate in mediation, arbitration, and settlement negotiations. 

Regulatory and Compliance Oversight: 

• Ensure claims handling practices comply with state, federal, and international regulations, particularly in emerging sectors such as blockchain and digital assets. 

Collaborate with Underwriting and Risk Teams: 

• Provide insights on claims trends, risk assessments, and policy wording recommendations to enhance underwriting strategies and product development. 

Work with External Partners: 

• Liaise with brokers, third-party administrators (TPAs), coverage counsel, and forensic investigators to facilitate claims investigations and resolutions. 

Lead Claims Investigations: 

• Conduct in-depth claim assessments, including gathering evidence, interviewing key parties, and analyzing loss data to make well-informed claims decisions. 

Develop and Implement Claims Strategies: 

• Establish proactive claims-handling strategies to optimize financial outcomes and improve policyholder experiences. 

Provide Thought Leadership on Emerging Risks: 

• Stay ahead of market trends, regulatory developments, and industry best practices, particularly in financial lines and blockchain-related risks. 

Deliver Reports and Stakeholder Communications: 

• Prepare detailed claim summaries, risk analyses, and reports for senior management, reinsurers, and regulatory bodies, ensuring transparency and strategic alignment. 

WHO WE ARE

Domiciled in Bermuda, with offices in London, Miami, New York and Dubai, Relm Insurance Ltd. (“Relm”) is the first IIGB (Innovative Insurer General Business) insurer regulated by the Bermuda Monetary Authority (“BMA”). Since inception, Relm has remained focus on its Vision of “Making Innovation Resilient” by providing insurance to companies pioneering new horizons in technology in more than 35 countries around the world.  Relm’s dynamic global team has executed market-leading insurance solutions for companies operating in web3, AI, financial technology, biotech and other important emerging sectors.

WHAT WE ARE LOOKING FOR

At Relm Insurance Ltd, our Mission is “To contribute to the building of the future by creating solutions for complex risks in innovative markets.”  As part of our journey to lead the market in emerging sectors, we are looking for an experienced Distribution Leader - AVP, East Coast US to join our dynamic team.

Reporting into our Global Head of Distribution and Innovation, the Distribution Leader - AVP, East Coast US will play a key role in shaping and executing our strategic vision for distribution in one of the most dynamic regions in the industry. This position will drive profitable growth and strengthen relationships with retail and wholesale brokers across the East Coast. By leveraging a "One Relm" approach and an entrepreneurial spirit, you will partner closely with underwriting teams to develop innovative solutions tailored to the needs of our broker and client partners. We are looking for a candidate who excels in driving sales, developing strong relationships, and bringing innovative insurance solutions to market.

This is a high-impact role that offers the opportunity to contribute to building a successful organization, enhancing our market presence, and delivering exceptional value to our stakeholders.

At Relm, we believe in fostering a diverse and inclusive culture, where everyone is empowered to bring their unique perspectives and ideas. Our core values of Accountability, Collaboration, Curiosity & Creativity, and Courage & Optimism are central to who we are, and we strive to bring these values to life every day.

At all times this individual must embody Relm’s Core Values of Accountability, Collaboration, Curiosity & Creativity, and Courage & Optimism and continually reinforce the importance of these values with all team members.  

WHAT YOU WILL DO

• Build and enhance awareness of Relm’s unique offerings, competitive advantages, and value proposition among brokers and clients across the East Coast.
• Serve as the primary point of contact for retail and wholesale brokers in the region, fostering trusted relationships that drive business growth.
• Represent Relm at key industry events, conferences, and forums to enhance visibility and market presence.
• Collaborate with the Global Head of Distribution, underwriting teams, and business unit leaders to develop and implement a comprehensive East Coast distribution strategy.
• Identify new business opportunities across all lines of business, ensuring alignment with Relm’s overall strategic objectives.
• Leverage market insights to adapt strategies and capitalize on emerging trends, ensuring Relm remains at the forefront of innovation in the insurance industry.
• Drive deep and meaningful client engagement, ensuring broker and client needs are fully understood and met with tailored solutions.
• Lead cross-selling initiatives to grow and diversify relationships with existing clients.
• Plan, coordinate, and attend virtual and in-person broker and client meetings, ensuring alignment with regional and organizational goals.
• Develop and maintain quantitative insights for the region, including KPIs (Key Performance Indicators) and CPIs (Customer Performance Indicators), to measure success and identify opportunities for improvement.
• Provide regular reports and insights to the Global Head of Distribution, ensuring data-driven decisions support long-term growth.
• Foster a culture of collaboration and innovation, aligning regional efforts with Relm’s broader strategic goals.
• Champion Relm’s vision, mission and values, ensuring they are reflected in all broker and client interactions.
• Embrace the dynamic nature of a fast-growing organization, understanding that responsibilities may evolve as the business scales.
• Actively contribute to organizational initiatives that enhance operational efficiency and effectiveness.