Relm Insurance, the leading insurer dedicated to emerging and innovative industries, today announced a strategic partnership with the Dubai International Financial Centre Innovation Hub, the region’s largest and most diversified financial innovation ecosystem. This collaboration establishes the Emerging Risks Lab, designed to anticipate and address systemic risks shaping the future economy.
Relm’s MENA subsidiary is headquartered in DIFC, operating under a DFSA Category 4 license, and is dedicated to high-growth industries like AI, web3, digital assets, and the space economy. The Emerging Risks Lab initiative aligns with Dubai’s ambition to lead in future-focused sectors with the risk frameworks required to support them.
The Emerging Risks Lab addresses future risks such as AI autonomy, InsurTech, digital assets, rapid FinTech changes, quantum computing, and advanced cyber threats. The Lab applies Oxford University’s high-stakes decision-making framework to emerging technologies, enabling participants to model and mitigate risks before they scale. By situating the Lab within the DIFC Innovation Hub, the initiative connects start-ups, regulators, and insurance experts to identify, assess, and develop solutions to address evolving challenges, strengthening innovation and ecosystem resilience.
Joseph Ziolkowski, CEO and Founder of Relm Insurance, said, “Innovation in emerging markets thrives when businesses have the resilience to take bold risks. Through our collaboration with the DIFC Innovation Hub, we’re embedding insurance at the centre of that resilience — helping visionary companies in AI, digital assets, FinTech, InsurTech scale securely and sustainably in Dubai and beyond.”
Bruno Bertucci, CEO of Relm Insurance MENA, said, “This partnership is about translating frontier risks into practical coverage for companies building here in Dubai. Working alongside DIFC CONFIDENTIAL
Innovation Hub, we’ll co-develop solutions with founders, brokers, and regulators so that fast-moving sectors — from AI, digital assets, FinTech and InsurTech, can grow with resilience.”
Dubai recently ranked among the world’s top four FinTech cities in the latest Global Financial Centres Index (GFCI), underscoring the success of DIFC in consolidating the Emirate’s position as a leading global financial hub for the Middle East, Africa, and South Asia. The DIFC Innovation Hub is home to more than 1,500 AI, FinTech and Innovation firms, has become the region’s largest platform for future-focused industries.
